Liability

Most of our clients are large corporations with multinational exposures, who share a commitment to sound risk management, risk retention, loss prevention and loss control. 

Our approach is technical, so we spend a considerable amount of time on due diligence. We are always keen to meet with both our clients and their brokers to gain a better understanding of their risks and how these are mitigated. This is to ensure that recognition is given to those clients who pro-actively manage their risks.

We can consider cover on a conventional risk transfer basis, as part of an integrated programme, as a stop loss structure or through various self-funded options and have significant net capacity.

The main classes of business considered are:

General and Products Liability

Our main focus is on excess of loss business, but we are able to consider primary accounts where the Insured is willing to retain a proportion of their risk.

Product Recall

This can be provided on an excess of loss basis.

UK Employers’ Liability

We can consider cover on a primary basis, where the Insured is willing to take a significant self-insured retention, or on an excess of loss basis.

(Please refer to "Corporate Structure")